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To gain a full understanding of this Plan it is
important that you read the brochure carefully, including the Terms and
Conditions. If you are unsure about anything, please seek financial advice to
ensure the Plan suits your requirements and overall investment planning.
Remember, the information in this brochure does not constitute tax, legal or
investment advice and Moneyworld has given you no advice. Please read our
terms of
business before proceeding.
|
Summary
|
Product Term |
Maximum 6 years, 2 weeks
(or less if a Kick Out
Event occurs) |
|
Minimum Investment |
£5,000 |
|
Underlying |
FTSE® 100 Index |
|
Kick Out Event |
Occurs if on an Annual
Observation Date the
Closing Value of the
FTSE® 100 is equal to or
greater than its Start
Value. |
|
Reference Level |
100% of the Start Value
of the FTSE 100 |
|
Growth Payment |
Variable depending upon
the year (if any) in
which a Kick Out Event
occurs. If no Kick Out event occurs, there will
be no Growth Payment.
|
|
Growth Payment |
|
Year 1 |
Year 2 |
Year
3 |
Year 4 |
Year
5 |
Year 6 |
No Kick Out |
|
Annual Kick Out |
7.25% |
14.5% |
21.75% |
29% |
36.25% |
43.5% |
0% |
|
|
Capital Protection |
Provides protection as
long as the End Value of
the FTSE® 100 is equal
to or above the Capital
Protection Barrier,
subject to Issuer and
Credit risk. The Capital
Protection Barrier is
set at 60% of the Start
Value of the FTSE® 100
with observations only
on the Start and End
Dates.
If the End Value is
below the Capital
Protection Barrier, your
initial investment is at
risk and you will not
get back the full amount
of your initial
investment. The amount
you initially invested
will be reduced by the
same percentage that the
End Value of the FTSE®
100 is below the Start
Value. There is a risk
that all of the money
you initially invested
could be lost. Please
refer to “How do you
calculate the return of
my initial investment?”
on page 8 of the
brochure for details.
Capital Protection only
applies if the
investment is held for
the full Product Term. |
|
Currency |
Pounds Sterling |
|
Availability |
Direct
S&S ISA
ISA Transfer
SIPP & SSAS |
|
Counterparty |
Rabobank International
("Rabobank") |
Credit Rating
(As at 20 March 2012) |
Fitch: AA, Stable Outlook
Moody’s: Aaa, Negative
Watch,
S&P: AA, Negative
Outlook |
|
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Considerations for Investing
If the following statements apply
then an investment in the plan may be appropriate:
• You have a minimum of £5,000 to invest
• You have sufficient savings to cover unexpected expenses
• You understand that you will not have access to your money
during the Investment Term
• You want Capital Growth
• You understand that you will not receive an income
• You are happy that the
investment is linked to the performance of the FTSE® 100 and
understand that you may not receive a Growth
Payment
• You are prepared to risk losing some or all of your
Investment Capital
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