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Key Dates |
| Download Brochure |
Closing Date: 25 May 2012 |
| Download Direct Investment & ISA Application |
ISA Transfer closing date: 11 May 2012 |
| Download ISA Transfer Application | Order literature by post |
| Download SIPP/SSAS Application |
Summary
The Plan is designed to repay your initial deposit and to deliver a pre-defined return if the FTSE 100 increases over the 3 year term: • Option 1: 17.25% return if the FTSE 100 is higher after 3 years - If after 3 years the FTSE 100 is equal to or lower than its starting level, you will receive back only your initial deposit. • Option 2: 14.25% return if the FTSE 100 is higher after 3 years or 3% return if it is equal or lower. For further details on how Investec calculate returns, which includes the use of averaging, please see ‘How does the Plan work?’ on page 6 of the brochure. Considerations for Investing If the following statements apply then an investment in the plan may be appropriate: • You want a full return of your initial deposit at maturity • You are looking for an investment linked to the performance of stock markets • You do not need access to your money over the next 3 years • You want a tax-efficient investment using your ISA allowance or via a SIPP/SSAS • You have a minimum of £3,000 to invest If the following statements apply then an investment in the plan may not be appropriate: • You want a regular income and dividends • You may need immediate access to your money before maturity • You cannot commit to the full 3 year Plan Term • You want a guaranteed return on your deposit • You want to add to your deposit on a regular basis • You do not want to have money held in a UK onshore asset that is subject to UK tax rules  |
